Change My Coverage

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Renewal usually starts in the fall, right before the open-enrollment period. At that point, you'll be able to switch your plan and make any changes. You can always report changes when things like your household size and income have changed. Sometimes these changes make you eligible for special enrollment, at which point you can change your plan.

If you take no action to actively renew or change plans,  you will automatically be enrolled, 30 days after the date on the  renewal notice you received in the mail, into the same plan you had the  previous year and using the most recent household size and income  information you gave us.

When you renew your health insurance plan, you will be able to:

• Review and update your contact information and application.
• Compare different plans to get the best coverage for  your needs and budget. All plans, Bronze to Platinum, offer the same  level of high-quality health care. The only difference is you choose the  best payment option for you!
• Find out if your costs have changed, or if you can receive financial help to lower your monthly premium. If  you previously have not applied for financial help, you will be asked  if you would like see if you qualify for help. If you select “YES” then  “Save & Continue,” you will be guided through sections of your  application to provide more information.  
• Make sure the doctors or hospitals you want are included in the plans you are comparing by using Covered California’s Shop and Compare Tool, while shopping within your application or by contacting the health insurance companies directly.